Empowering people

Mobile and digital services enable day-to-day life, improve productivity, and help overcome challenges.

Local economies and communities thrive when people can access financial services, and when businesses use digital to transform how they operate.

Here’s how we’re empowering our customers to achieve their full potential. >

Financial inclusion is essential to reducing poverty and delivers significant social benefits and economic opportunities.

Globally, 1.7 billion adults do not have a bank account. But among them, an estimated 1.1 billion have a mobile phone – which can help them to access safe, secure financial services.

More than 77m of our customers are connected to our financial inclusion services, up from 66 million in the previous year, enabling us to surpass of target of connecting 75m customers by March 2026, one year early.

Since 2007 we have been delivering financial inclusion through M-Pesa.

M-Pesa, ‘M’ for mobile, and ‘Pesa’ the Swahili word for cash, was originally a novel concept that converts physical cash into e-money, allowing customers to make payments simply and securely.

M-Pesa has grown  to over

Our super-apps, VodaPay, Vodafone Cash and M-Pesa combine our strenghts in financial, digital and telecommunications services, integrating different products and services from our partners

customers, supported by half a million M-Pesa agents across seven African countries.

SMEs (small and medium enterprises) are the lifeblood of many communities, providing opportunities for socio-economic participation, as well as social mobility for women, young people and ethnic minorities.

They account for 90% of businesses, 60-70% of employment and

of GDP worldwide.

Through Vodafone Business, we provide products and services that are specifically tailored for small businesses, guiding them through technology choices and improving their digital readiness.  

To better support small businesses across Europe and Africa, Vodafone and Vodacom Business offer V-Hub, a digital advice service providing access to online information and experts who offer one-to-one advice and support.